Mortgage Basics

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Should I choose the lender with the lowest interest rate and costs?

There are two important things to consider when choosing one lender over another one:

  • Quality of Service – Especially for first-time homebuyers who will have many questions about the total financing process and available loan options. Finding a lender with outstanding service skills that you trust will comfortably guide you every step of the way, so ask questions, even before you fill-out an application.
  • Cost of Services – It’s good to ask potential lenders upfront what they charge for their services and any fees involved. They should b